Syarat Pengajuan KPR Bank

KONTRAKTOR BANGUN RUMAH PROFESIONAL – BERGARANSI DI JOGJA, EMKA ARSITEK-KONTRAKTOR JOGJA SOLUSINYA. Dewasa ini permintaan akan kebutuhan akan tempat tinggal di Jogja dan atau kebutuhan untuk berinvestasi dibidang properti di Jogja meningkat signifikan. Hal ini berdampak positif bagi dunia perbankan terutama produk pembiayaan KPR untuk kepemilikan rumah dan untuk biaya pembangunan rumah.

Kontraktor di Jogja

Adapun persyaratan umum untuk pengajuan KPR di bank sebagai berikut:

  • Warga Negara Indonesia (WNI) dan berdomisili di Indonesia.
  • Umur minimal 21 tahun, pada saat kredit berakhir maksimal 55 tahun (pegawai) dan maksimal 60 tahun (profesional/wiraswasta)
  • Memiliki Pekerjaan dan Penghasilan Tetap sebagai pegawai tetap/wiraswasta/profesional dengan masa kerja/usaha minimal 1 tahun (pegawai) atau 2 tahun (profesional/wiraswasta)

 

 

Persayaratan Dokumen yang harus disiapkan oleh calon konsumen sebagai berikut:

Pegawai

  • Mengisi formulir pengajuan KPR dengan benar dan lengkap
  • FC. KTP Suami dan Istri
  • FC. Surat Nikah dan atau FC. Surat Cerai (nikah/cerai)
  • FC. Kartu Keluarga
  • FC. Rekening Koran / Tabungan 3 bulan terakhir
  • FC. NPWP
  • Slip Gaji terakhir asli /surat keterangan penghasilan dan surat keterangan jabatan
  • FC. dokumen kepemilikan agunan: SHM / SHGB, IMB dan PBB terakhir

Profesional

  • Mengisi formulir pengajuan KPR dengan benar dan lengkap
  • FC. KTP Suami dan Istri
  • FC. Surat Nikah dan atau FC. Surat Cerai (nikah/cerai)
  • FC. Kartu Keluarga
  • FC. Rekening Koran / Tabungan 3 bulan terakhir
  • FC. NPWP
  • Slip Gaji terakhir asli /surat keterangan penghasilan dan surat keterangan jabatan
  • FC. dokumen kepemilikan agunan: SHM / SHGB, IMB dan PBB terakhir
  • FC. Neraca Laba – Rugi / Informasi keuangan terakhir

Wiraswasta

  • Mengisi formulir pengajuan KPR dengan benar dan lengkap
  • FC. KTP Suami dan Istri
  • FC. Surat Nikah dan atau FC. Surat Cerai (nikah/cerai)
  • FC. Kartu Keluarga
  • FC. Rekening Koran / Tabungan 3 bulan terakhir
  • FC. NPWP
  • Slip Gaji terakhir asli /surat keterangan penghasilan dan surat keterangan jabatan
  • FC. dokumen kepemilikan agunan: SHM / SHGB, IMB dan PBB terakhir
  • FC. Neraca Laba – Rugi / Informasi keuangan terakhir

Demikian informasi mengenai syarat pengajuan KPR Perbankan yang kami sadur dari berbagai bank nasional, mudah-mudahan bermanfaat.

 

Informasi dan Order Bangun Rumah percayakan kepada kami PT. EMKA ARSITEK JOGJA

PT. EMKA ARCHITECT GROUP

Jln. Ki Mangunsarkoro No. 40 B Gunungketur Pakualaman Yogyakarta

Telp/Fax :

(0274) 543 242

Email : emka_yk@yahoo.com

 

 

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